Real-time settlement.
Zero compliance anxiety.
Powered by XangeAI.

XangeAI-powered orchestration for treasury, remittance, and fintech platforms

2,847 corridors analyzed today
SOC 2 Type IIISO 27001PCI DSS Level 1

See XangeAI Make Decisions in Real-Time

Watch how XangeAI analyzes compliance rules, selects optimal routes, and settles payments—all in seconds

Payment Request

$50,000 to Brazil

Received: 0.1s

XangeAI Analyzes

47 compliance rules

Checked: 0.3s

Optimal Route

4 rails compared

Selected: 0.2s

Settled

8 minutes total

2d 16h saved

✓ Passed
Compliance
$12 saved
Transaction cost
0 manual work
Human intervention

Traditional systems: 3 days + 47 manual checks. XangeAI: 8 minutes, fully automated.

What's Your Biggest Payment Problem?

Click the pain point you face most. We'll show you exactly how we solve it (with real metrics).

😰

Payments Keep Failing

15% of your cross-border payments fail, and you have no idea why until customers complain

Lost revenue, angry customers, manual reconciliation nightmares
Remittance
Fintechs
Neobanks
See solution

Settlement Takes Forever

Money sits in limbo for days. Your treasury team can't plan. Customers ask 'where's my money?'

Tied-up capital, opportunity cost, customer churn
Corporate Treasury
Banks
MSBs
See solution
💸

Hidden Costs Everywhere

FX spreads, correspondent fees, failed payment charges... your actual cost per transaction is 3x what you thought

Margin erosion, unpredictable P&L, can't compete on pricing
Retail Chains
Remittance
Fintechs
See solution
🚨

Compliance is a Nightmare

Every new corridor requires months of regulatory work. Sanctions screening is manual. Auditors find gaps in your AML logs.

Regulatory fines, slow expansion, audit failures
Banks
MSBs
Neobanks
See solution
😩

Too Much Manual Work

Your ops team spends 40 hours/week investigating failed payments, reconciling transactions, and dealing with bank portals

High operational cost, human error, can't scale
All segments
See solution
🏚️

Stuck on Legacy Systems

Your core banking system is 20 years old. Every change takes months. New corridors? Forget it. Innovation? Impossible.

Competitive disadvantage, can't launch new products, technical debt
Banks
Traditional FIs
See solution

XangeAI Corridor Optimizer

Select origin and destination countries, then watch XangeAI analyze compliance, cost, and speed to recommend the optimal payment rail in real-time

Select Corridor

XangeAI Decision Network

ComplianceCostSpeedReliabilityRegulatoryAnalysisCost-SpeedBalancePerformanceOptimization

XangeAI delivers cross-border payments automation for banks, MSBs, and platforms. Smart routing, embedded compliance, FX pricing, and auto-reconciliation reduce manual work and exceptions. Final funds arrive faster with clear status and audit trails.

Where We Help You Send Money

Hover over technical terms to see simple explanations

North America & LATAM

ACH, FedWire, Interac (CA), SPEI (MX) with real-time NACHA, FinCEN 314(a) compliance, and USD/CAD/MXN settlement.

Europe & UK

SEPA Instant, TARGET2, Faster Payments (UK), SWIFT gpi with PSD2, 6AMLD, and GDPR-aligned screening and reporting.

Asia-Pacific

UPI (India), PayNow (SG), PromptPay (TH), FAST (SG), NPP (AU) with local tax handling and MAS, RBI, AUSTRAC compliance automation.

Africa & Middle East

PAPSS (Pan-African), TCIB, local mobile money rails with FATF guidance, CFATF, and sanctions screening for emerging corridors.

Lightning-Fast Money Movement#

Express Train vs Local Bus

Like choosing between express and local transit

Traditional settlement is like a local bus - stops at every correspondent bank, takes 2-3 days. Real-time settlement is the express train - direct route, arrives in minutes.

98.2%
Corridor success rate
Median across top 10 corridors
< 90s
Median settlement time
From instruction to finality
< 4 min
P95 latency
Including compliance checks

Automated Rule Following#

🛡️

Smart Security Checkpoint

Like airport security that knows you're trustworthy

Instead of checking every passenger the same way (traditional compliance), smart security recognizes patterns, speeds up trusted travelers, and focuses on real risks. That's AI-powered AML screening.

Smart multi-rail routing

Deterministic policies for reliability and cost

Embedded compliance

AML, sanctions, and Travel Rule checks

Treasury-aware settlement

Settlement and reconciliation with controls

Observability

Success rate, latency, and SLAs tracked

Smart Payment Coordination#

🎼

Payment Conductor

Like a conductor leading an orchestra

Just as a conductor coordinates different instruments to create beautiful music, XangeAI coordinates multiple payment rails (SWIFT, UPI, SEPA, etc.) to create seamless transactions. Each 'instrument' plays its part at the right time.

1

Ingest

Connect payment rails, treasury systems, and data sources in real time.

2

Policy + Risk engine

Run rules, ML risk scoring, and smart-contract approvals.

3

Settle + Report

Settle cross-border and emit immutable audit trails and analytics.

Developer-First Platform#

"We collapsed manual approvals and reconciliations into automated policy. Audits dropped from days to minutes."
Sarah Chen
Head of Treasury Operations, Global Financial Services

Security & Compliance

Encryption posture

TLS in transit and AES-256 at rest. Quantum-safe roadmap.

Immutable audit trails

Blockchain-backed records for transparent oversight.

Independent testing

Regular pen tests and vulnerability scans.

Compliance automation

Built-in AML, KYC, and sanctions screening.

Frequently Asked Questions

See the proof

Corridor metrics, benchmarks, and implementation timelines